The marketplace is swelling with prepaid debit cards. They’re really becoming popular as more and more people try them out and see just how useful they really are. After all, they work just like credit cards but without the worry.

But there is one major difference between credit cards and prepaid debit cards. That difference is the money you spend when you use them. In the case of credit cards you spend money you haven’t even earned yet but with prepaid cards, it’s money you already have. That’s because you must load your prepaid card account first before you can use the card. This is called “reloading” and it’s something you have to take into account if you’re going to use your card smartly.

To learn more about prepaid debit cards and how to reload them, please read The Smart Way to Use Prepaid Debit Cards.