It took a while for it to catch on, but people are spending less credit and more actual money these days. Many of us have learned the error of our ways and have moved away from credit cards. But we still like the convenience of using plastic so we’ve embraced prepaid debit cards.

Prepaid cards are really great financial tools. They force people to only spend what they already have, thus not going deeper into debt. That mindset change is really a powerful one to because it ends up saving us money in the long run – a lot of money. And that means we actually can buy more things than before because we don’t artificially inflate the prices we pay with interest rates and fees.

To learn more about prepaid debit cards and exactly why they make such good financial sense, please read Taking Prepaid Debit Cards Seriously