Maybe you haven’t discovered prepaid debit cards yet, but if that’s true, you probably haven’t been paying attention. These reloadable prepaid cards are more and more popular every day because they’re as easy to use as their credit card cousins but much easier to manage. They won’t hit you with interest rate jumps or unseen penalties, or hidden fees. Prepaid debit cards simply let you spend your own money simply and easily and without any credit card worry.

They work so well because you must load up your card with cash before you can use it to make purchases or ATM withdrawals. You never spend money you don’t have with a prepaid card. So you can’t spend your way into debt. But what’s the best way to load up these cards? Well, let’s look at the three main choices.

To learn more about how to reload and use prepaid debit cards, please read The Best Way to Reload a Prepaid Debit Card.