Is there anyone out there that hasn’t seen their credit take a hit recently? It’s not easy to take, but much of it is out of our control. Of course, sometimes we just had ourselves to blame because we let our spending spin out of control, but in any case, we now find we have less credit and fewer options than we had in the past.

There is one option though that’s still available to most of us – the prepaid debit card. This is a very real Visa or MasterCard that works just like a credit card only with one difference. You see, the card must be loaded up with cash before it can be used.

To learn more about prepaid debit cards and how they can help out even if you have bad credit, please read Prepaid Debit Cards and Your Credit.