Things have changed for the credit card companies. They can no longer practice their predatory tactics against college students which caused so many students to drive themselves into deep debt. College students were bombarded with credit card offers almost everywhere they went on campus, but now they’re safer.

That isn’t to say that they’re perfectly safe yet. Credit card companies are still going after the 18 and up crowd in a big way. And it’s very important for college kids to understand the danger of a loaded credit card. Better still, it would be good for college-aged kids to switch over to prepaid debit cards instead of credit cards because prepaid cards are safer. The last thing you want when you graduate from college is a huge student loan debt and a huge credit card debt.

To learn more about what it means to use a credit card correctly and how a prepaid debit card can help you manage your money, please read: Student Debit Cards on the Rise.