Your primary job as a college student is to study hard and to get good grades. It’s meant to be a full-time job and for most students that’s exactly what it is. But you have a life too and even if you’re receiving a full financial aid package you may need to find some way to make a little extra money to help make ends meet. And that usually means a part-time job.
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» Avoiding a Financial Meltdown
Finding yourself in a financial tailspin can be one of the most challenging times in your life. They’re difficult to deal with whether it be on a personal level or a larger, societal level. You just don’t realize the true pain they can invoke unless you’ve actually lived through one.
» Getting a Handle on Your Debt
The recession has slowed somewhat but individual debt is still growing in this country. In large part this is because people are still out of work or have resorted to taking jobs that pay much less than they were paid just a scant two years ago. To put it simply, they can’t make ends meet and they’re often relying on their credit cards to bridge the gap. That’s a losing battle.
» Withdrawing From Your 401k Savings
Lots of companies have 401k savings plans for their employees. These plans are built to be long-term retirement savings, and they work pretty well, especially if the employer makes any kind of matching contribution. They can also be life-savers when some unexpected financial crisis hits but only in certain cases and only if you know exactly what you’re doing.
» College Students and Budgeting
College Freshmen have a lot of new challenges to face. Living on their own and away from home for the first time is a big challenge. Learning to be more self-motivated in their class work is another. But perhaps the biggest new challenge is learning how to take care of their money.
» Tax Debt Help Options
When you’re faced with a tax debt you didn’t anticipate, what should you do? The first thing to do is to fight the urge to panic. Remind yourself that even though the debt is tax related, it’s still just a debt.
» The Value of Student Debit Cards
To begin with, a student debit card is very much like than any other stored-value, prepaid debit card. It has the same ability to be reloaded with cash, it can be used to pay bills online, and it can be used to pull money out of an ATM.
» Living with No Cash
Lots of people have had to cut back on their spending. I’m no different. I’ve had to find new ways to make ends meet each month. And while I was learning these new ways, I discovered something. I discovered I can actually go about my day-to-day living with no cash!
» Why Reloadable Debit Cards are Great Financial Tools
Here’s why you should consider using reloadable debit cards. They work just like credit cards do – only better. You see, they don’t require credit checks, so anyone with a valid form of identification can get a prepaid debit card.