Author Archive

» Do High Gas Prices Mean Hybrids Are A Better Deal?

With the price of gas well north of $4.00 a gallon, it just makes good financial sense to trade in your gas guzzler for a nice fuel efficient hybrid, right? Well, not exactly. It turns out that even if gas goes up a dollar, the cost savings netted from trading in an SUV for something Read More… »

» Non-Profit Helps Poor Credit Customers Avoid Predatory Lenders

A new non-profit is aimed at helping automobile customers with less-than-perfect credit qualify for loans at reasonable rates. Because a tattered credit history creates a situation whereby predatory lenders offer loans at interest rates between 15% and 30%, it can be difficult for anyone with poor credit to obtain a loan for a vehicle.  Used Read More… »

» Financing a Used Vehicle in The Tri-State Area

Are you a New Jersey, New York, or CT resident interested in a new or used car or truck? Ask anyone who has taken on an auto loan before – if you neglect to create a budget, you could easily get yourself in an awful predicament financially. But how do you go about gauging this Read More… »

» How Much To Devote To A Used Vehicle in California

Ask anyone who has taken on an auto loan in the past – if you neglect to establish a financial budget, it’s all too easy to end up in too deep. But how much is best for your budget? California stands #5 with regards to income. CA consumers earn $50,538 yearly on average, and you Read More… »

» Insurance Complaints Down In Michigan

Michigan insurance regulators track the number of complaints as well as which companies are complained about. In 2009 there were just over 4,000 total complaints. 2010 saw more than 500 fewer, with 3,500 total complaints across the statewide insurance industry.  Complaints related to Michigan auto loans and insurance always top the list. The complaints could Read More… »

» Arctic Cat Poised To Have Good Year

Arctic Cat reported a net loss of $2.3 million, or $0.13 per diluted share, in the the first quarter of the 2011. That is an improvement of nearly $2.5 million over the same quarter last of 2010. So, how does that translate into a potentially good year for the company? Arctic Cat always posts a Read More… »

» CAFE Coming Back Down From The Clouds

The Corporate Average Fuel Economy (CAFE) standards are meant to set the bar for fuel economy by giving hard deadlines for improvements. The Obama administration had set the 2025 goal at 62 mpg, but seems to be slowly dialing that standard down, as reported by Green Car Insider. Not long after setting the 62 mpg Read More… »

» Financing a Vehicle During Your Freshman Year of College

Getting a car loan when your a student is a great way to purchase a car and establish credit for the future. The first step is to figure out what type of car you will be purchasing. Do you want a new or used car? Preowned is probably best, due to price.  Once you have Read More… »

» FDCPA Cases: Emotional Distress Damages

What are emotional damages? According to the guidelines set forth by the FDCPA, a consumer experiences emotional damages from experiencing harassment from debt collectors, collection attorney’s or collection agencies. The law recognizes emotional distress as intentional behavior on the behalf of a debt collector. The FDCPA forbids aggressive collection practices that cause consumers mental, physical Read More… »

» Bad Credit Car Dealerships in AZ

Average income in Arizona is quite low compared to other states, and the average credit score among AZ citizens is one of the lowest nationwide.  These factors mean getting approved to buy a car in Arizona can be tough, as many consumers represent significant credit risks to dealers  and lenders.  For many, the answer is Read More… »