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finchc has written 10 articles so far, you can find them below.
Are You Eligible for the 8880 Tax Saver’s Credit?
If you have made contributions into certain types of retirement plans or IRAs, then you may be able to claim a Saver’s Credit from the IRS when you file this year. Also known as the Retirement Contribution Credit, this could see you get a tax break of up to $1,000 if you are a single Read More… »
Posted January 6, 2011 at 7:31 am no comments
What is a Negative Hierarchy of Payments on a Credit Card?
The order that a credit card company uses your payments to pay off what you owe may vary. Some of the ways that you may use your card may be different and may come with different interest rates. You can learn more about how the way that a credit card company deals with this can cost Read More… »
Posted February 3, 2010 at 1:38 pm no comments
Ways to Avoid Getting Into Credit Card Debt
Getting into credit card debt may be easy – it’s a lot harder to then get out of it. It may be easier to try and avoid getting into difficulties in the first place. This Suite101 article looks at how you can choose and use credit cards better to avoid debt issues. How to Avoid Read More… »
Posted February 2, 2010 at 1:34 pm no comments
Is it Worth Using a Credit Score Estimator to See Your FICO Score?
If you’re thinking of applying for any kind of credit then you need to think about your credit score. A good FICO score can see you accepted and given good interest rates. A bad one could see your application rejected or you could be charged a lot more in interest. A free credit score estimator Read More… »
Posted February 2, 2010 at 1:31 pm no comments
What are Credit Cards and How do They Work?
A surprisingly number of us actually don’t really understand what credit cards do and how they work. This is important stuff to know, especially if you’re about to become a first time card holder. A little knowledge is a good thing here – it may help keep you out of credit card debt later. You Read More… »
Posted January 29, 2010 at 6:35 am no comments
Virtual Credit Cards & Prepaid Cards Can Make Easy Gifts
Finding the right gift for someone can be a nightmare even if you know them really well. Giving cash is way easier but it makes some people uncomfortable. Using prepaid and virtual cards may be a good alternative. You can learn more at the Suite101 article: Giving Virtual and Prepaid Credit Cards as Gifts
Posted January 27, 2010 at 1:19 pm no comments
What Can a Debt Consolidation Calculator Tell You?
If you have a lot of debts to pay off then it can be hard to know where to make a start. Some people find a debt consolidation program will work best for them – this often allows them to cut their monthly debt costs and pay off their debts quicker. This article on Using Read More… »
Posted January 27, 2010 at 9:00 am no comments
UK Homeowners Can Make £4,250 Tax Free With the Rent a Room Scheme
If you’re looking for some extra cash and have a spare room at home then you can rent out this room to a lodger. The Rent a Room scheme is backed by the government and allows you to earn up to £4,250 a year tax free from rent payments. You can learn more at Personal Read More… »
Posted January 27, 2010 at 6:50 am no comments
Ever Wondered How Long it Will Take You to Pay Off Your Credit Card Debts?
Credit card debts have a nasty habit of growing even when you stop using the card. It can take years to get debt free, especially if you only make the minimum payment. A credit card repayment calculator may be a useful tool to help you work out how to pay cards off faster. You can Read More… »
Posted January 27, 2010 at 4:54 am no comments
What is a Prepaid Virtual Credit Card?
Using an online credit card can be a good way of shopping on the Internet anonymously and securely. A prepaid option could also help monitor spending and avoid problems with card debt. What are virtual credit cards and how do they work?
Posted January 27, 2010 at 4:49 am no comments