Author Archive

» The Effect of Unemployment on the Real Estate Market

It is pretty obvious that our current unemployment crisis directly influences many parts of our economy, including the real estate market. It is fairly simple to figure out. Individuals without an income obviously can’t afford to invest funds in the housing market. Sadly, many home owners have become unemployed after already securing a home mortgage Read More… »

» Should You Try to Sell By Owner?

The numbers don’t lie; only 10% of owners succeed in selling their home by themselves. That number can vary a bit, and will obviously go up if the person happens to be a property investor by trade. They tend to be much more familiar with the ins and outs of the market. Individuals who succeed Read More… »

» The Benefits of a Multiple Listing Service

Do you know exactly why you are hiring a realtor? Are you looking for them to host an open house? How about run a newspaper or real estate ad for you? How about if they go all out and place a sign out on your lawn? That’s all great, but you can do all of Read More… »

» Making Your Home Ready for Selling

A buyer can often receive a premium for their home if it is sold in pristine, move-right-in condition. Deciding to sell your home is just the first step; you must then make it ready for sale. The first step is figuring out what your home needs to have done. An initial property inspection is a Read More… »

» Can Staging Really Help Sell my Home?

The practice of “home staging” is not exactly a new concept, and for real estate agents and home owners, this practice is adding a whole new dynamic into how to properly promote a property in today’s volatile market. In the past, a seller has often been left on their own when it comes to showing Read More… »

» Decrease your Credit Balances to Improve your Credit

When it comes to applying for a loan with a bank lender or applying for a credit card, you are much better off if you go into it knowing you are backed by a solid credit score. These are not the only entities that take credit scores into account, there are many others that use Read More… »

» Improve your Credit by Paying Bills on Time

Nothing can influence a credit score in a more negative manner than consistently making late payments. Paying off your financial obligations in a timely manner will be positively reflected on your overall score, whereas paying late (or not at all) will negatively impact your credit score in a severe way. Banks, lending houses, and credit Read More… »

» Credit Counseling: A Great Tool to Improve your Credit

We as citizens of the United States, all have a running credit score, which is basically a record

of your credit worthiness. When you apply for credit of any sort, banks and lenders will use

your credit record as a basis for determining their ability to approve your application.

» Your Escrow and How it Affects You

Simply put, an escrow means the deposit of a deed, funds, or any other item by one individual, to be given to another party, upon successful completion of an event or condition.

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So, you’ve been out pounding the pavement for weeks now, trying to find your dream home. You’ve done plenty of research, and you think you are ready to place an offer on the house you have chosen. At this point, your only question is, “how much should I offer?”